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Dividends And Other Non-Guaranteed Elements In Individual Life Insurance And Annuities
but we must not let this get in the way of our primary function of defining the applicable theory. Our ... things are happening. He points out correctly that: "Direct recognitionof policy loans (the four-factordividend ...- Authors: Richard S Miller, Walter N Miller, Harry D. Garber
- Date: Oct 1982
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Annuities; Life Insurance
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Cash Value Structures Of The Future
when compared with some of the alternatives. The primary alternative, of course, is a retrospective approach ... that are too high. The marketplace is going to take care of that. Our next conclusion was that cash surrender ...- Authors: Michael E Mateja, John McKay, Walter N Miller, Philip Polkinghorn, Peter Van Beaver, Rob T Worley
- Date: Oct 1989
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Life Insurance
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Current Developments Surrounding Regulations and Standards of Life and Annuity Products
ATKINS: Does anybody think the market could take care of these excesses on its own? MR. MILLER: It demonstratively ... average credit rate tight now is 6-7.5%. I don't care whether you had a discipline scale or an undisciplined ...- Authors: James Atkins, Shane A Chalke, Walter N Miller, Robert E Wilcox
- Date: May 1995
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Annuities; Life Insurance; Public Policy
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Status Report On Standard Nonforfeiture Law Revisions
share values and, therefore, does not achieve the primary equity goal. A retrospective formula is going to ... might be a very good fit to things like long-term care products and other kinds of account value driven ...- Authors: Douglas Doll, Daniel J McCarthy, Walter N Miller
- Date: May 1989
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Life Insurance
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Regulatory Update
recommendations were released in December of 1986. The primary thrust of their proposal was to prohibit insur- ... of thin profit margins, I doubt that any of us, direct writers or reinsurers, are prepared to cover that ...- Authors: William Carroll, James Harkensee, Melvin C McFall, Walter N Miller, Charles Ritzke
- Date: Apr 1987
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Life Insurance
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Dividend Philosophy
Would any members of the majority in the audience care to tell us why they voted to draw the circle that ... Do the panelists, or does anyone in the audience, care to comment on the question of whether it's ethical ...- Authors: James W Kemble, Walter N Miller, John W Tomlinson
- Date: May 1984
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Annuities; Life Insurance; Public Policy